:root{--blue:#073663;--blue2:#0b5ca8;--orange:#f97316;--text:#172033;--muted:#5f6b7a;--bg:#f5f7fb;--line:#dbe3ec}*{box-sizing:border-box}body{margin:0;font-family:Inter,system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--text);line-height:1.65;background:#fff}a{color:var(--blue2)}.wrap{max-width:1160px;margin:auto;padding:0 22px}.top{position:sticky;top:0;z-index:10;background:#fff;border-bottom:1px solid var(--line)}.nav{min-height:68px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-size:24px;font-weight:800;color:var(--blue);text-decoration:none}.navlinks{display:flex;gap:20px;align-items:center;flex-wrap:wrap}.navlinks a{text-decoration:none;color:#334155;font-weight:600}.btn{display:inline-block;background:var(--orange);color:#fff!important;text-decoration:none;padding:11px 18px;border-radius:8px;font-weight:700}.hero{background:linear-gradient(135deg,var(--blue),var(--blue2));color:#fff;padding:74px 0}.hero h1{font-size:clamp(34px,6vw,56px);line-height:1.08;margin:0 0 18px}.hero p{max-width:820px;font-size:18px;color:#e4effb}.crumbs{font-size:14px;margin-bottom:22px;color:#dbeafe}.crumbs a{color:#fff}.section{padding:62px 0}.grid{display:grid;grid-template-columns:1.7fr 1fr;gap:44px}.card{background:var(--bg);border:1px solid var(--line);border-radius:14px;padding:26px}.check{padding-left:20px}.check li{margin:9px 0}.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.12em;color:var(--orange);font-weight:800}.section h2{font-size:30px;line-height:1.2;margin-top:0}.faq details{border-top:1px solid var(--line);padding:16px 0}.faq summary{font-weight:700;cursor:pointer}.related{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.related a{border:1px solid var(--line);padding:18px;border-radius:10px;text-decoration:none;font-weight:700}.cta{background:#0b3155;color:white;padding:50px 0}.footer{background:#111827;color:#cbd5e1;padding:38px 0}.footer a{color:#fff}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}@media(max-width:760px){.navlinks{display:none}.grid,.related,.footergrid{grid-template-columns:1fr}.hero{padding:54px 0}.section{padding:44px 0}}